Last Updated: 5 August 2026
At A&B M Lending Venture Ltd, we respect your privacy and are committed to protecting the personal information you provide when using our website, applying for our financial services, communicating with us, or otherwise interacting with our business.
This Privacy Policy explains how we collect, use, store, disclose, and protect your personal information.
By using our website or submitting your personal information to us, you acknowledge the practices described in this Privacy Policy.
1. Information We May Collect
Depending on the services you request and how you interact with us, we may collect information such as:
Personal Information
- Full name
- Phone number
- Email address
- Residential or business address
- Date of birth and other identifying information
- Valid means of identification
Financial and Loan Information
- Loan application information
- Requested loan amount and purpose
- Income or employment information
- Business and financial information
- Bank or payment information where necessary
- Repayment information and transaction records
- Supporting documentation provided during an application
Business Information
Where you apply for business or SME financing, we may collect information relating to your business, including its name, registration information, nature of business, financial position, ownership information, and supporting documents.
Technical Information
When you use our website, certain information may be collected automatically, including your IP address, browser type, device information, pages visited, referral information, and cookies or similar technologies.
2. How We Use Your Information
We may use personal information to:
- Process and assess loan or financing applications.
- Verify identity and information supplied to us.
- Determine eligibility for our products and services.
- Provide and administer financial services.
- Communicate regarding applications, accounts, repayments, enquiries, or services.
- Process payments and monitor loan repayments.
- Provide customer support.
- Prevent and detect fraud, misuse, or other unlawful activities.
- Improve our website, products, services, and customer experience.
- Maintain appropriate business and transaction records.
- Comply with applicable laws, regulatory requirements, court orders, and lawful requests.
- Send service updates or marketing communications where permitted.
We will seek to use personal information only for legitimate purposes and in accordance with applicable data-protection requirements.
3. Loan Assessment and Verification
When you apply for a loan or other financial service, A&B M Lending Venture Ltd may verify information contained in your application.
Where permitted or required, this may involve obtaining or confirming information from appropriate third parties, service providers, financial institutions, credit-related services, identity-verification providers, or other lawful sources.
Providing inaccurate, incomplete, or misleading information may affect your eligibility for our services.
4. How We Share Personal Information
We do not sell your personal information.
However, where reasonably necessary and permitted by law, information may be disclosed to:
- Service providers supporting our operations.
- Payment and financial service providers.
- Identity or information verification providers.
- Professional advisers, including lawyers, accountants, and auditors.
- Technology, hosting, communications, and security providers.
- Regulators, government authorities, law-enforcement agencies, or courts where legally required.
- Other parties where you have provided consent or where disclosure is otherwise permitted by law.
Third parties handling personal information on our behalf are expected to process it appropriately and only for authorised purposes.
5. Data Security
We take reasonable administrative, organisational, and technical measures to protect personal information against unauthorised access, loss, alteration, disclosure, misuse, or destruction.
However, no internet transmission or electronic storage system can be guaranteed to be completely secure. Users should also take appropriate precautions when submitting information online.
6. Data Retention
We retain personal information for only as long as reasonably necessary for the purposes for which it was collected, including providing our services, maintaining business and financial records, resolving disputes, enforcing agreements, and meeting applicable legal or regulatory obligations.
When information is no longer required, we may securely delete, destroy, or anonymise it as appropriate.
7. Cookies and Website Technologies
Our website may use cookies and similar technologies to ensure that the website functions correctly, remember preferences, understand website usage, improve performance, and support security.
Some third-party services integrated into our website may also use cookies.
You can manage or disable cookies through your browser settings, although disabling certain cookies may affect website functionality.
8. Marketing Communications
Where permitted, we may occasionally communicate information about our services, products, promotions, or business developments.
You may request to stop receiving marketing communications at any time using the unsubscribe method provided or by contacting us.
Operational communications relating to an application, loan, repayment, account, security matter, or requested service may still be sent where necessary.
9. Your Privacy Rights
Subject to applicable law and relevant limitations, you may have rights regarding your personal information, including the right to:
- Request information about how your data is processed.
- Request access to personal information held about you.
- Request correction of inaccurate or incomplete information.
- Request deletion of information in appropriate circumstances.
- Object to or request restriction of certain processing.
- Withdraw consent where processing is based on consent.
- Make a complaint regarding the handling of your personal information.
Requests may be subject to identity verification and applicable legal or regulatory requirements.
10. Children's Privacy
Our lending and financial services are not intended for persons who are not legally eligible to enter into the relevant financial agreements.
We do not knowingly seek to provide lending services to children.
11. Third-Party Websites
Our website may contain links to external websites or services operated by third parties.
A&B M Lending Venture Ltd is not responsible for the privacy practices, security, or content of third-party websites. We encourage users to review the privacy policies of any external services they visit.
12. Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our business operations, services, technology, or applicable requirements.
Any revised policy will be published on this website with an updated revision date. We encourage visitors to review this page periodically.
13. Contact Us
If you have questions, requests, or concerns regarding this Privacy Policy or the handling of your personal information, please contact:
A&B M Lending Venture Ltd
Address:
25, Alhaji Sheriki Str.
RSA Bus Stop, Agric
Ikorodu, Lagos, Nigeria
Email:
info@abmlending.com
support@abmlending.com
Phone:
+234 703 267 3597
+234 807 778 3188